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Should You Refinance Your Home Mortgage?

As you likely already know, the average U.S. home mortgage interest rates are at record lows; below 4% since December for 30-year loans and currently below 3% for 15-year loans.  If your current...

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Healthcare FSA: To Contribute, or Not to Contribute?

Last year I debated on contributing to a healthcare Flexible Spending Account (FSA).  I was unsure of whether or not to contribute because in the past I have only spent a couple hundred dollars in...

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